Crypto CardsBeta

Virtual Mastercards you top up straight from your wallet. Spend your USDT anywhere Mastercard works: online, in apps, or with Apple Pay and Google Pay.

There are two. AURUM is the Hong Kong card, built for heavy online spend. AZURE is US-issued and cheaper for day-to-day payments with US merchants.

Cards are in beta. Fees and limits can still change, and some regions aren’t covered yet.

Get your card

AURUM

50 USDT

Hong Kong · BIN 525847

For heavy online spend: ads, AI tools, SaaS. Lower fees per transaction, and nothing charged when a payment gets declined.

See details

AZURE

45 USDT

United States · BIN 537100

A US-issued card for everyday spending. The cheaper option if most of what you buy comes from US merchants.

See details

Mastercard AURUM

A Hong Kong Mastercard for people spending real money online: ad platforms, AI tools, SaaS, marketplaces. No charge when something gets declined or refunded.

Hong Kong BIN

The 525847 series is accepted more often abroad, so you hit fewer declines on international merchants and ad platforms.

Lower fees, no penalties

1.5% per transaction and that’s the lot. Nothing for declines, nothing for refunds, and the card won’t auto-lock on you.

AI tools & marketing platforms

Works with ChatGPT, Claude and Midjourney, plus Facebook Ads, X, Cloudflare, GoDaddy and Shopify.

Apple Pay & Google Pay

Add it to Apple Pay or Google Pay and tap to pay like any other card.

Fees & limits

Card currencyUSD
Issuing regionHong Kong
BIN525847 · Mastercard
Validity2 years
Issuance timeUp to 1 business day
Single transaction limit20,000 USDT
Daily limit250,000 USDT
Monthly limit1,000,000 USDT
Top-up fee2%
USD transaction fee1.5%
Other currenciesExchange rate applies
Authorization fee0.25 USD per auth (success or decline)
Apple Pay surcharge+0.35%
Monthly feeNone
ATM withdrawalNot supported

Supported scenarios

Compatible with

  • Apple Pay
  • Google Pay
  • Amazon
  • eBay
  • AliExpress
  • Temu
  • Shopify
  • Cloudflare
  • GoDaddy
  • Facebook Ads
  • X (Twitter)
  • ChatGPT
  • Claude
  • Midjourney

Not supported

  • Cryptocurrency exchanges
  • Betting & gambling
  • Netflix
  • Wise
  • Starlink
  • ATM cash withdrawals

Region availability

The card is not available to residents of the following territories.

  • Afghanistan
  • Belarus
  • Cuba
  • Iran
  • North Korea
  • Russian Federation
  • Syria
  • Venezuela
  • Myanmar
  • Somalia
  • Ukraine
  • Yemen
Get AURUM · 50 USDT

Mastercard AZURE

A US-issued Mastercard for everyday spending: subscriptions, shopping, anything billed in the United States.

US-issued Mastercard

BIN 537100, issued in the States. US purchases cost 1.2%, the lowest fee either card charges.

Apple Pay & Google Pay

Add it to your phone once, then tap to pay wherever you normally would.

Daily online use

Amazon, Shopify, TikTok, LinkedIn, WeChat Pay, Alipay and ChatGPT all work.

Not for heavy international use

Anything outside the US costs 2.7%, and both refunds and declines carry a fee.

Fees & limits

Card currencyUSD
Issuing regionUnited States
BIN537100 · Mastercard
Validity3 years
Issuance timeUp to 2 business days
Single transaction limit25,000 USDT
Daily limit150,000 USDT
Monthly limit400,000 USDT
Top-up fee2%
US transaction fee1.2%
International fee2.7%
Apple Pay surcharge+0.2%
Authorization feeUS 0.10 USD · Intl 0.50 USD
Refund / reversal2% refund · 1 USD reversal (≥5 USD)
Decline penalty0.50 USD per decline (over 5 fails or 20% rate → card locked)

Supported scenarios

Compatible with

  • Apple Pay
  • Google Pay
  • Amazon
  • Shopify
  • TikTok
  • Facebook Ads
  • LinkedIn
  • WeChat Pay
  • Alipay
  • ChatGPT
  • Midjourney

Not supported

  • Netflix
  • Starlink
  • Cryptocurrency exchanges
  • Gaming
  • Betting & gambling
  • ATM cash withdrawals

Region availability

The card is not available to residents of the following territories.

  • Belarus
  • Central African Republic
  • Congo
  • Cuba
  • Haiti
  • Iran
  • Iraq
  • Libya
  • Myanmar
  • North Korea
  • Russian Federation
  • Somalia
  • Sudan
  • Syria
  • Ukraine
  • Venezuela
  • Yemen
  • Zimbabwe
Get AZURE · 45 USDT

Compare cards

Swipe sideways to see both cards.

Feature AURUM AZURE
Price 50 USDT 45 USDT
Apple Pay / Google Pay Yes Yes
AI tools (ChatGPT etc.) Full support Supported
Issuing region Hong Kong United States
Top-up fee 2% 2%
Transaction fee 1.5% 1.2% US · 2.7% intl
Authorization fee 0.25 USD per auth 0.10 US · 0.50 intl
Apple Pay surcharge +0.35% +0.2%
Monthly fee None None
International fee 1.5% 2.7%
Refund / reversal fee None 2% · $1
Decline penalty None $0.50 + auto-lock
Best for Heavy online spend · ads · AI tools Daily US merchants · casual use
Single transaction limit 20,000 USDT 25,000 USDT
Daily limit 250,000 USDT 150,000 USDT
Monthly limit 1,000,000 USDT 400,000 USDT
Validity 2 years 3 years
Issuance time Up to 1 business day Up to 2 business days

How it works

One KYC check per account. You buy the card and top it up straight from your USDT balance.

  1. Choose your card. AURUM for heavy online spend, AZURE for US merchants.
  2. Confirm and pay. The card price comes out of your USDT balance.
  3. Verify your identity. Once per account, not once per card.
  4. Card is live. You get the number, expiry and CVV straight away. Top it up and spend.

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