How to Swap Crypto Instantly with Coin Wallet

The crypto market moves fast, and people often need to exchange one coin for another quickly and at a good rate. Doing this through an exchange isn’t always convenient: you have to create an account, pass verification, and wait for deposits. It’s much easier to use swaps right inside your wallet. In Coin Wallet, this feature is simple, fast, and doesn’t add extra hassle.

Key Takeaways

• Swaps let you instantly exchange one cryptocurrency for another without using fiat money or exchanges — fast, private, and easy to use.
• Coin Wallet partners with Changelly, ChangeNOW, ChangeHero, and LetsExchange to offer the best swap rates and quick transactions.
• On-ramps are for buying crypto with fiat (such as USD or EUR), while swaps are crypto-to-crypto exchanges that often don’t require KYC.
• On-ramp partners in Coin Wallet include Bitnovo, BTC Direct, Guardarian, MoonPay, Onramper, and Paybis, making it easy to buy or sell crypto worldwide.

What a Swap Is

A swap is a direct exchange of one cryptocurrency for another, without involving fiat money. For example, you can swap Bitcoin for Ether or USDT in the app without sending funds to an exchange. From your side, you send one coin and receive another a few minutes later.

It feels like a regular currency exchange, but under the hood, partner services search for the best rate and complete the deal. You stay in control of your funds — Coin Wallet doesn’t hold your private keys and doesn’t require registration.

How a Swap Works in Coin Wallet

After that, you can choose one of our partners for swapping. The system automatically picks the best rate from connected partners and asks you to confirm the transaction.

After you confirm, Coin Wallet sends your coin to the swap service’s address. When the exchange is complete, the new coin arrives in your wallet. Usually, it takes only a few minutes. Everything is transparent: you can see the rate and the expected amount in advance, with no hidden fees.

Why Swaps Are Useful

Swaps help you stay in sync with the market and manage your assets without leaving your wallet. You can rebalance your portfolio when trends change or get the token you need for DeFi, an NFT payment, or a transfer — no centralized exchange needed and no delays.

They are also great if you value privacy. Coin Wallet and some of its partners let you swap without KYC up to certain limits. You remain the anonymous owner of your funds while still getting the utility of a full exchange.

Coin Wallet’s Swap Partners and What They Do

Coin Wallet doesn’t run the exchange itself. It connects to trusted instant swap services so you get competitive rates and fast execution. The partners include Changelly, ChangeNOW, ChangeHero, and LetsExchange.

Changelly

Changelly is one of the oldest and most well-known crypto exchange services, operating since 2015. It supports more than 500 cryptocurrencies and is famous for its simple interface and the fact that it does not require an account — the swap is made directly between wallet addresses. The standard Changelly fee is about 0.25%, added to the rate.

Its main advantage is high liquidity: Changelly aggregates prices from over 20 exchanges to offer users the best possible deal. Swaps can be made without KYC as long as the total amount does not exceed around 1 BTC per day. If the limit is exceeded or a transaction appears suspicious, the service may request identity verification. Overall, Changelly is a reliable and popular choice, integrated into many major crypto wallets.

ChangeNOW

ChangeNOW is another large instant swap platform that has been operating since 2018 and supports over 300 cryptocurrencies. Its biggest advantage is the absence of limits and a very flexible KYC policy. The company offers unlimited swaps without identity verification, focusing on simplicity and transaction speed.

All fees are clearly included in the rate, and swaps through ChangeNOW are often slightly cheaper because they do not add a large markup. Users can optionally register to earn cashback, but it is not required. The average swap time is 2–5 minutes. ChangeNOW also does not store customer funds — all transactions are processed directly wallet-to-wallet, which makes it safer.

ChangeHero

ChangeHero is an instant exchange service known for its high speed and good rates. According to its website, ChangeHero offers “lightning-fast swaps without delays” and “unbeatable rates.” It supports more than 100 trading pairs and over 300 assets in total.

No account is required for crypto-to-crypto swaps, and even fiat purchases up to 700 EUR can be made without KYC. The average waiting time for a swap is about 5 minutes. ChangeHero stands out for its reliability, 24/7 customer support, and easy integration for partners. Coin Wallet added ChangeHero as one of its latest swap options, giving users even more flexibility.

LetsExchange

LetsExchange aggregates liquidity from more than 20 leading trading platforms, allowing it to offer real-time competitive rates and high trading volumes. In practice, Coin Wallet users receive the best available price from multiple offers at once, even for rare tokens. The integration made swaps even smoother — exchanges now happen directly inside the wallet without opening external sites, while users benefit from deep aggregated liquidity.

In addition, LetsExchange automatically performs AML checks, ensuring both security and regulatory compliance.

Coin Wallet compares quotes from all partner services and selects the option with the best rate and fastest execution speed. You do not need to compare anything yourself — just tap Swap and get the result.

How KYC Works for Swaps

Coin Wallet itself does not require identity verification. For large transactions, a partner service may request documents — this is a standard AML practice. In most cases, KYC is not needed at all. For example, Changelly allows swapping without checks up to a daily limit, and ChangeNOW usually has no fixed limit. If verification is requested, it takes place on the partner’s side, not inside Coin Wallet, and the wallet does not receive your personal data.

We also asked the ChangeNOW team about their KYC:

“Our AML system does not request KYC based on factors like volumes, limits, or locations. Every transaction goes through our AML system, which combines our in-house solution with external providers.

KYC is only requested when an AML trigger occurs. For security reasons, we don’t disclose exactly how the system works or what triggers are in place, as this information could be used to bypass the controls. Our goal is to keep both our partners and ourselves safe.

When KYC is required, we provide a link that you can share with the user. However, if you prefer, we’re also happy to handle the communication with the user directly and guide them through the process.”

Swap vs. On-Ramp

Don’t confuse swaps with on-ramps. A swap is crypto-to-crypto, while an on-ramp means buying crypto with fiat (real money).

• If you exchange BTC for ETH — that’s a swap.
• If you buy BTC with dollars or euros using a card — that’s an on-ramp.

Both features are built into Coin Wallet but are located on different tabs: Swap for crypto exchanges and Buy/Sell for fiat purchases and sales. On-ramps usually require KYC and work through payment systems, while swaps are often anonymous. On-ramps, however, allow you to enter crypto from scratch using a bank card or Apple Pay.

Coin Wallet’s On-Ramp Partners

Coin Wallet works with several payment providers so you can buy and sell crypto worldwide.

• Bitnovo lets you buy with cash using store-bought vouchers in Europe — one of the most private ways to enter crypto.
• BTC Direct serves Europe with local methods like iDEAL and SEPA. Purchases are quick, and coins arrive instantly.
• Guardarian operates in many countries with hundreds of coins and many fiat currencies. You can often buy without creating an account, and KYC is fast.
• MoonPay is a global leader supporting Apple Pay, cards, and many fiat currencies in 190 countries, offering strong compliance and a smooth user experience.
• Onramper is an aggregator of many on-ramp providers and automatically finds the best option for your country and payment method.
• Paybis is a UK-based platform with very fast verification and a small starter limit you can use without KYC — handy for first purchases.

Thanks to these partners, Coin Wallet becomes a complete tool. In one app you can store, send, buy, sell, and swap crypto in minutes.

The Big Advantage

Coin Wallet combines simplicity, privacy, and competitive rates. Swaps let you convert assets right inside the wallet, without sign-ups or extra steps. Built-in partners deliver great pricing, and aggregators like LetsExchange and Onramper make it even better.

That’s why Coin Wallet is more than just a wallet — it’s a crypto hub where you can manage your money quickly, safely, and without middlemen.