USDC Wallet

Dmitrii Vlasenko

How to get a USDC wallet

  • Download and install Coin Wallet
  • Add USDC to your wallet
  • Access wallet features like buy, sell, swap and more

Why Store USDC in Coin Wallet?

self-custodial_USDC_wallet

Self-Custodial USDC Wallet

Coin Wallet is a self-custodial wallet. That means your USDC is actually yours - not ours, not anyone else's. Your private keys live on your device, and only you can access them. We can't freeze your account, block your transactions, or touch your funds. Ever. Your crypto, your rules.

Private and Secure USDC Storage

Your keys and data are encrypted on your device. No account signup, no ID verification, no data collection. For maximum anonymity, you can use Coin Wallet with TOR or VPN. Your financial privacy is protected.

Multi-Chain Crypto Wallet

Keep USDC alongside Bitcoin, Ethereum, Solana, Litecoin, Monero and 300+ other cryptocurrencies. Everything in one place.

Instant USDC Swap

Exchange USDC for other crypto instantly. Compare rates from multiple providers and get the best deal. No KYC swap.

Cross-Platform USDC Wallet

iPhone, Android, desktop, browser - your USDC wallet works everywhere and syncs across all your devices.

About USD Coin (USDC)

Circle

USD Coin (USDC) is the world's largest regulated digital dollar, launched in September 2018 by Circle, a regulated financial service business.

USDC is a stablecoin pegged 1:1 to the US Dollar. Every USDC is fully backed by cash and cash-equivalent assets held in regulated financial institutions. Circle's reserves are managed by BlackRock and custodied at The Bank of New York Mellon, with monthly attestation reports issued by a Big Four accounting firm ensuring complete transparency. Since its launch, USDC has processed over $63 trillion in lifetime transaction volume, growing 108% year-over-year. Major companies like Visa, Binance, Coinbase, and OKX trust USDC for fast, secure, and low-cost transactions that settle in seconds for fractions of a penny.

Official Website: https://www.usdc.com

USDC Blockchain Support

USDC is natively supported on 30 blockchain networks with seamless interoperability. The numbers below show the total supply (amount of USDC in circulation) on each network:

Top Networks by Supply (updated Feb 2026):

Top Networks by Supply (updated Feb 2026)

Network Total Supply Description
USDC on Ethereum $50.76B Original and most liquid network
USDC on Solana $8.27B Lightning-fast transactions
USDC on Arbitrum $6.11B Ethereum Layer 2 scaling
USDC on Base $4.21B Coinbase's Layer 2 network
USDC on Avalanche $620.59M High throughput network
USDC on Polygon $593.58M Low-cost scaling solution
USDC on Sui $415.46M High-performance blockchain
USDC on Monad $255.46M Parallel EVM execution
USDC on HyperEVM $232.62M High-speed EVM
USDC on Aptos $229.97M Move-based blockchain
USDC on Stellar $213.67M Cross-border payments
USDC on Noble $204.75M Cosmos ecosystem
USDC on Optimism $198.61M Ethereum Layer 2
USDC on Sonic $177.55M Fast finality
USDC on Ink $118.45M Kraken's Layer 2
USDC on XDC $83.72M Enterprise blockchain
USDC on Sei $68.14M Trading-optimized chain
USDC on Polkadot $63.41M Interoperable network
USDC on Hedera $61.70M Enterprise-grade DLT
USDC on Codex $53.84M Decentralized exchange
USDC on Algorand $52.80M Pure proof-of-stake
USDC on Starknet $50.41M ZK-rollup Layer 2
USDC on Unichain $42.94M Uniswap's Layer 2
USDC on NEAR $42.40M Sharded blockchain
USDC on Linea $34.49M ConsenSys Layer 2
USDC on World Chain $33.03M Worldcoin network
USDC on zkSync $28.83M ZK-rollup scaling
USDC on Celo $18.22M Mobile-first blockchain
USDC on Plume $12.50M RWA-focused chain
USDC on XRPL $7.76M Ripple ecosystem

With Coin Wallet, you can manage USDC across all these networks in one secure, self-custodial app.

How to Get a USDC Wallet on Mobile

USDC Wallet on Mobile
  1. Download and Install Coin Wallet. Get the Coin Wallet app from your mobile app store:
  1. Add USDC to your Mobile wallet. Add USDC across various blockchains including Ethereum (ERC-20), Solana (SPL), Polygon, Arbitrum, Optimism, Base, Avalanche, and 20+ more networks.
  2. Explore Wallet Features. Use your mobile wallet to buy, sell, swap, and manage USDC directly from your phone.

USDC Wallet on Desktop

USDC Wallet on Desktop

Store, send, and receive USDC securely on macOS, Windows, and Linux. Coin Wallet's desktop application offers a powerful yet intuitive interface for managing your digital assets. Your wallet automatically syncs between desktop and mobile, giving you complete control over your USD Coin from any device.

The desktop wallet is available for:

  • MacOS: Full USDC wallet support on macOS 10.10 and later versions.
  • Windows: Optimized desktop experience for Windows 10 and newer.
  • Linux: Available through Snap Store or Flatpak for major Linux distributions.

All versions of Coin Wallet are also available on GitHub for direct download.

USDС Wallet Web App

USDC Web wallet

Access your USDC wallet via our Web Wallet from any browser. Coin Wallet's Web Wallet offers a level of accessibility that is rare among cryptocurrency wallets. Manage, send, and receive USD Coin (USDC) securely without any software installation.

USDC Wallet for Tor

For users who prioritize privacy, Coin Wallet offers full compatibility with the Tor network. You can access your USDC wallet through Tor in two ways:

  1. Web Version: Use our .onion address directly in Tor Browser for complete anonymity.
  2. Mobile & Desktop Apps: Enable built-in Tor support using Orbot to route all traffic through the Tor network.

Why Use Tor with Coin Wallet?

Tor hides your real IP address from blockchain nodes, exchanges, and observers. All traffic - including balances, transactions, and swaps - goes through the Tor network with no direct connections and no IP leaks. This privacy protection is built directly into the app's source code.

How to Enable Tor on Mobile

1. Install Orbot Download Orbot (official Tor Project app) from Google Play, F-Droid, or App Store.
2. Connect Orbot Open Orbot → tap Start → select Coin Wallet from the app list (optional but recommended) → wait until it shows "Connected" (10-30 seconds).
3. Enable Tor in Coin Wallet Open Coin Wallet → Settings → Network → turn on "Use Tor".
4. Verify Connection A purple Tor onion icon appears in the top bar - all your traffic is now routed through Tor.

How To Buy USDC in Coin Wallet

  1. Install Coin Wallet on your platform and create a new wallet.
  2. Click on the "Buy" button and enter the amount of USDC you wish to purchase.
  3. Select your country of residence and choose our on-ramp partner, which supports multiple fiat currencies.
  4. Choose your payment method: Visa, Mastercard, Google Pay, ApplePay or SEPA.
  5. Complete your purchase by following the prompts to finalize the payment.

Congratulations! You've successfully bought USDC directly in Coin Wallet.

How to Send USDC

USDC transfers operate on blockchain technology, ensuring fast, transparent, and secure transactions. USDC is available on 30+ networks including Ethereum, Solana, Polygon, Arbitrum, Base, and others. When you send USDC, the transaction is broadcast to the blockchain network where it's verified and added to the blockchain.

Important: To send USDC on any blockchain, you need the native cryptocurrency of that network to pay for transaction fees (gas). For example, you need ETH for Ethereum, SOL for Solana, or MATIC for Polygon.

How To Send USDC To Another Wallet

  1. Select USDC: Open Coin Wallet, select USDC and click "Send".
  2. Choose Network: Select the blockchain network you want to use (Ethereum, Solana, Polygon, etc.).
  3. Enter Recipient's Address: Input the wallet address where you want to send your USDC. Double-check that the address supports USDC on the selected network.
  4. Specify Amount: Enter the amount of USDC you wish to transfer. Ensure you have enough native tokens (ETH, SOL, etc.) to cover the transaction fee.
  5. Review Details: Check all transaction information including network, amount, and recipient address.
  6. Confirm Transaction: Finalize by entering your PIN.
  7. Track Transfer: You'll receive a transaction ID to track the transfer on the blockchain explorer.

Things To Consider While Transferring USDC

Network Fees: Each blockchain has different fee structures. You must hold the native token of the network to pay for gas fees:

  • Ethereum (ERC-20) - requires ETH
  • Solana (SPL) - requires SOL
  • Polygon - requires MATIC
  • Arbitrum - requires ETH
  • Base - requires ETH
  • Avalanche - requires AVAX

Transaction Speed: Varies by network. Solana and Polygon take 5-20 seconds, while Ethereum can take 1-10 minutes depending on network congestion.

Network Compatibility: Both sender and receiver must use the same blockchain network. Sending USDC on Ethereum to a Solana address will result in lost funds.

Always Verify: Double-check the recipient's address and selected network before confirming any transaction.

Frequently Asked Questions

How Long Does USDC Take To Transfer?

Transaction time depends on the network:

  • Solana: 5-20 seconds
  • Polygon: 10-30 seconds
  • Base/Arbitrum: 30 seconds - 2 minutes
  • Ethereum: 1-10 minutes
  • Avalanche: 1-3 minutes

Why Do I Need ETH To Transfer USDC?

On Ethereum and its Layer 2 networks (Arbitrum, Base, Optimism), you need ETH to pay for gas fees. This fee compensates network validators for processing your transaction.

Why Do I Need SOL To Transfer USDC?

On Solana, you need SOL to pay for transaction fees. Solana fees are extremely low, typically costing less than $0.01 per transaction.

What Is The Cheapest Network To Transfer USDC?

Solana, Polygon, and Base offer the most cost-effective USDC transfers, usually under $0.10 per transaction. Ethereum mainnet fees are higher but vary based on network congestion.

Can I Send USDC From Ethereum To Solana?

No, you cannot send USDC directly between different blockchains. Use Circle's Cross-Chain Transfer Protocol (CCTP) or a bridge service to move USDC between networks.

Can I Send USDC ERC-20 To A Solana Address?

No, ERC-20 (Ethereum) and SPL (Solana) are different standards. Sending to the wrong network will result in permanent loss of funds. Always verify the network before sending.

Frequently Asked Questions

What is USDC ERC-20?

USDC ERC-20 is USD Coin issued on the Ethereum blockchain. It uses the ERC-20 token standard, which is compatible with a wide range of Ethereum-based platforms, decentralized applications, and wallets. While transaction fees can be higher during network congestion, ERC-20 USDC provides access to Ethereum’s robust ecosystem, DeFi protocols, and security features.

What is USDC SPL?

USDC SPL is USD Coin issued on the Solana blockchain using the SPL token standard. It offers lightning-fast transactions (5-20 seconds) and extremely low fees (under $0.01), making it ideal for frequent transfers and payments. Solana’s high throughput makes SPL USDC popular for trading and DeFi applications.

What is the difference between USDC and USDT?

Both USDC and USDT are stablecoins pegged 1:1 to the US Dollar, but they have key differences. USDC is issued by Circle, a fully regulated US financial institution, with complete transparency and monthly attestation reports by a Big Four accounting firm. USDC reserves are held in cash and short-dated US Treasuries, managed by BlackRock and custodied at BNY Mellon. USDT (Tether) is issued by Tether Limited and has faced scrutiny over reserve transparency. USDC is available on 30+ blockchains and is known for regulatory compliance, making it a preferred choice for institutions and businesses. Both serve similar purposes, but USDC offers greater transparency and regulatory assurance.